Alternative Risk & Self-Insurance Solutions for National Organizations
Take Control of Your Risk - Beyond Traditional Insurance
The alternative solutions from FDI Risk Managers are designed to support the risk management needs of organizations seeking to lower costs, tailor unique coverages, and implement better loss control. We embrace the Independent Insurance Agent and take a unique approach in developing and managing specialty insurance and risk management services for companies and clients.
We work in partnership with you in the effective delivery of insurance/risk management services, with the highest level of customer service, strong financially sound insurance carriers, comprehensive policy terms and at competitive pricing.
Services for Every Stage of Alternative Risk

Self-Insurance Program Setup
Feasibility analysis, regulatory navigation, and launch of self-insured funds for workers' comp, property, liability, and health.
Captive Insurance Consulting
Help forming and managing captive insurance companies for tailored risk control, potential tax advantages, and improved loss experience.
Group Risk Pools & Trusts
Administration of group programs (like municipal or industry pools) to share and manage risk collaboratively.
Excess & Stop-Loss Insurance Placement
Secure back-up protection for large claims and stabilize program funding-partnering with top carriers for the right coverage.
Risk Retention Analysis
In-depth studies to determine the optimal balance of retained vs. transferred risk for your organization.
Ongoing Program Administration
Compliance, financial reporting, claims oversight, and fund management for continued performance and peace of mind.
Build a Stronger Risk Program-With the Experts in Alternative Risk
Organizations across the country trust FDI Risk Managers for strategic, compliant, and cost-effective risk solutions. Let's talk about how you can move beyond traditional insurance with confidence.


